What You Should Never Say to Disability Doctors

When meeting with a disability doctor for a consultative exam, it’s crucial to understand the role they play and how it affects your disability claim. These doctors are hired by the Social Security Administration (SSA) to provide an objective medical evaluation, not to advocate for you. What you say and do during this evaluation can impact the outcome of your claim.

That’s why it’s essential to be cautious with your words. A well-prepared approach can make a significant difference in how your disability is perceived. Below, we outline common mistakes claimants make when speaking to disability doctors and the things you should never say during your examination.

Why Your Words Matter at a Consultative Exam

Disability doctors document everything you say and do during the exam. This documentation is sent to the disability examiner, who decides whether you qualify for benefits. Even innocent statements can be misunderstood or misinterpreted. That’s why maintaining clarity, honesty, and professionalism is so important.

What Not to Tell a Disability Doctor

Here’s a breakdown of statements you should avoid saying during your disability exam:

1. “I’m Fine.”

It’s common to give a polite or automatic response when someone asks, “How are you doing?” But saying you’re “fine” during a consultative exam might send the wrong message. It can suggest that your disability isn’t as severe as you claim. Be truthful about how you’re feeling without embellishing or minimizing your condition. For example, state specifically what symptoms you’re currently experiencing.

2. “It Doesn’t Hurt.”

Honesty is critical during a disability exam, even when it comes to describing physical pain. If a doctor pokes or prods an area and it’s uncomfortable, don’t downplay the pain. Saying “it doesn’t hurt” when it does could imply that your disability doesn’t severely limit your daily function. You don’t need to exaggerate the issue—just accurately describe it.

3. “I’m Dying.”

Sometimes, in an attempt to emphasize the severity of their condition, claimants may resort to overstatements. Saying you’re “dying” or dramatically overstating your condition can hurt your credibility. Disability doctors are trained to spot inconsistencies, and exaggeration might make them question everything you say.

4. “I Can’t Do That.”

If the doctor asks you to move, perform a test, or walk a short distance, flat-out refusing can make you seem uncooperative. Instead, explain your limitations while making an effort. You could say, “I’ll try, but I might not be able to finish because of my condition.” This shows honesty while also communicating the extent of your disability.

5. “I Don’t Trust Doctors.”

Expressing mistrust of medical professionals during the exam does more harm than good. It sets a negative tone and can make the doctor less inclined to view you favorably. Even if this sentiment reflects your true feelings, it’s best to remain polite and professional.

6. “It Only Happens Sometimes.”

If you experience intermittent symptoms or flare-ups, share how they impact your life when they do occur. Don’t minimize their severity by saying they “just happen sometimes,” as this might suggest that they are not disruptive enough to prevent you from doing your work.

7. “I’m Here for the Benefits.”

Avoid framing your visit solely around the pursuit of benefits. Instead, focus on explaining your medical condition and how it limits your ability to work. Statements like “I’m unable to perform tasks because of pain,” are more helpful than admitting your primary goal is financial relief.

8. “I’m Not Taking My Medication.”

Admitting you’re skipping prescribed medications can be damaging, as it raises questions about your compliance and reliability. If a treatment isn’t working or comes with side effects, discuss that instead. It’s okay to express dissatisfaction as long as it’s framed constructively.

9. “I Can Work a Little.”

While it might seem helpful to be honest about managing a small task here or there, mentioning that you can “work a little” might give the impression that you can sustain a job. Instead, explain what limits you from performing substantial work, such as pain, fatigue, or the inability to focus for extended periods.

10. “I Don’t Remember.”

Memory lapses can happen, especially if they are part of your disability. However, frequently responding with “I don’t remember” can make it look like you’re withholding information. If you can’t recall specifics, explain that you struggle with memory issues as part of your condition.