Getting injured can be stressful, especially if it might affect your ability to work. That’s why knowing your rights is essential, so you know what to do if something happens to you.
In Florida, you have the right to file a claim for workers’ compensation benefits if you got hurt while at work. Here are the different types of workers’ comp benefits that you should know.
In Florida, you shouldn’t pay anything if you suffer from a work-related injury. Your workers’ comp covers all your medical expenses, like doctor visits and medications. Even emergency care and rehabilitation should be covered as per Florida law.
However, you can’t choose to receive treatment from an unauthorized health care provider. Workers’ comp only covers treatments that are from their accredited hospitals.
You can lose your rights for a workers’ comp benefits if you insist on getting treatment to unapproved health care providers.
You can receive Disability benefits if your injury makes you unable to work. This is to compensate for the wages that you lose because of the inability to work. Your benefit will depend on whether the disabilities are total, partial, temporary, or permanent.
Temporary total disability
This type of disability benefit is for those who need some time to recover from an injury. If your doctor decides that you’re already recovered, then your temporary disability benefit will end.
Temporary partial disability
This type of disability benefit is for those who can return to work but with restrictions. For instance, your doctor might tell you that you can work but restrict heavy workloads.
Also, you can’t earn more than 80% of what you did before if you’re on temporary partial disability.
Permanent partial disability
This type of disability benefit is for those whose injuries have permanent damage but can still return to work. This benefit is meant to compensate for permanent damage or loss.
Permanent total disability
This type of disability benefit is for those whose injuries have permanent damage and can’t return to work anymore. Workers’ comp’s authorized doctor will determine if you fall under this category.
If you die because of work-related injuries, your eligible surviving family member will receive a death benefit.
For your dependents to receive this benefit, you must have died within five years due to a work-related injury or illness. This is to compensate your dependents’ loss of financial support.
Have Some Questions?
If you have some questions about your compensation benefits, you need to seek advice from an experienced compensation attorney. It’s important to make sure that you will get all the benefits that you deserve.
Victor Malca Law P.A. has been defending the rights of Florida’s workers for more than 23 years. We specialize in workers’ compensation and social security benefits. We’ve helped thousands of workers to fight for their rights and get what they deserve.If you need help with your workers’ compensation benefits, contact us and get a free consultation.